So it looks like I managed to squeeze in the last Verve Challenge for January .... here is my take on the sketch and using photo #2 for my inspiration
The fern leaves and sentiment are both Verve. The black checkerbox paper, black and garden green cardstock are CTMH. As is the ribbon.
Figure I would make a thank you card as it is nice to have one on hand when you need to say thank you to someone.